HEALTH INSURANCE AFTER AGE 65
Whether or you are retired or still working, Medicare will likely become part of your life after you turn 65. In the United States today, most health plans pay secondary to Medicare. So if you are currently covered by a retiree health plan, an individual policy or a small employer group plan you must enroll in Medicare when you turn 65.
If you don't your insurance claims may not be paid. And if you don't enroll in Medicare on time, you will be subject to late-enrollment penalties. The only people who are exempt from enrolling in Medicare at age 65 are workers and spouses who are covered by an employer group plan that covers 20 or more employees. Their time will come later.
WHAT DOES THIS MEAN FOR YOU??
We offer a comprehensive planning approach to this very complex subject and decision. Our guide, "The Baby Boomer's Guide to Medicare Planning" is a great starting point for anyone in or who is nearing their entry into Medicare. For instant access for this informative guide fill out the information below and click contact me.